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ICICI Pru Life bets on Indian banks shuns realty (19 November 02:46) |
| India has about $400 billion in domestic savings but little is funnelled through the banking channel currently to fund the country’s huge requirements to build infrastructure |
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Dismal loan growth in October (18 November 08:53) |
| If the latest data on credit growth from the Reserve Bank of India is any indication, bank lending has been, instead of picking up, slowing even more |
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RBI tells banks to disclose all charges to customers (16 November 10:13) |
| Capital markets regulator Sebi had in September asked all mutual funds’ distributors to disclose commissions and fees while selling a product |
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Money and your child (16 November 05:31) |
| A podcast that discusses pocket money, what children do with it and how to turn spendthrift kids into smart investors |
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Ask Mint Get fresh cover before cancelling old plans (15 November 09:17) |
| Compare the new plans on price, guarantees available, and withdrawal options |
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Coming to a grocery near you the mobile phone as a wallet (11 November 09:34) |
| Mobile banking seen benefiting users without bank accounts; know-your-customer norms may be a hurdle |
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ING Vysya Life Insurance launches new Ulip plan (10 November 05:10) |
| The product offers flexibility in changing the premium amount as per the revised guidelines of the insurance regulatory and development authority |
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HDFC Bank disburses Rs3000 cr retail loans in October (09 November 04:41) |
| In October, the bank disbursed around Rs16,00-crore of auto loans, around Rs500-crore personal loans, around Rs550-crore homeloans |
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Ask Mint Health plans can be investment tools too (08 November 10:17) |
| The key difference between a health policy bought from a general insurance firm vis-a-vis a life insurance firm is that the general insurance firm reimburses the actual expense in case of a ... |
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Banking SBI PNB cut deposit rates by 025-050 (06 November 10:48) |
| The bank has also extended its low-interest rate home loan facility till March |
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Govt to change law to cut stake in SBI (04 November 11:24) |
| The government, which is currently required to hold at least 55% of the Mumbai-based lender, intends to introduce legislation in Parliament and secure approval when lawmakers reconvene this ... |
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Tort reform no miracle cure for healthcare costs (04 November 09:44) |
| The ideal--and exceedingly difficult--goal of healthcare reform is to vastly expand coverage to include an estimated 46 million Americans currently without health insurance while simultaneou... |
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20 smart money tips (02 November 01:15) |
| There is hardly a day in our lives that passes without our taking a decision that affects our finances--whether it is swiping a credit card or buying an insurance policy. Though there are ma... |
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Ask Mint Personal life insurance plan always advisable (01 November 09:47) |
| Group life insurance is a benefit some people receive through their employers |
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Customer complaints against banks rise 44 (26 October 10:36) |
| Banking ombudsmen received 69,117 complaints in FY09, a majority of them related to credit cards |
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Start planning early for your childs future (26 October 12:19) |
| To help readers keep ahead of developments in insurance, Mint features a Q&A on insurance every Monday |
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Further rise in inflation may trigger RBI rate hike HDFC Bank (22 October 01:26) |
| The bank however expects RBI to hold key rates in its monetary policy review due next week |
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Proposed base rate for banks will bring transparency Assocham (21 October 06:04) |
| A RBI working group has recommended the replacement of the BPLR system with a base rate mechanism |
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Farm credit offtake rises 57 during April-August (20 October 02:57) |
| At present, farm loans are extended at an interest rate of 7% per annum |
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Tata Motors ties-up with Andhra Bank for vehicle financing (20 October 01:40) |
| Andhra Bank will offer loans for Tata Motors commercial vehicles up to 90% of the on-road cost, for a tenure ranging up to 6 years, at a competitive rate of 12.5% |
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Crime inaccessibility impede spread of microfinance activity (19 October 11:49) |
| MFIs cite safety of their business and staff as the biggest concern; say tribal regions are dangerous to operate in |
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Ask Mint Term insurance plans can insure you for a lower premium (18 October 08:59) |
| The term plan works like a contract that provides a specified death benefit |
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Irda wants agents commissions retained (12 October 10:53) |
| If charges are excluded from life insurance policies, the firms will have to bear the cost of agents’ incentives |
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Irda plans to allow banks to tie up with 2-3 insurance cos (12 October 06:04) |
| Various life and general insurance firms have been asking Irda to relax this norm |
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Ask Mint Rider option helps add value to your policy (11 October 10:40) |
| The decision to invest in specific securities is taken by the fund manager, who is designated to manage the corpus |
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HDFC sees RBI rate hike in March quarter (07 October 12:00) |
| HDFC chairman Deepak Parekh expects the RBI to raise interest rates in the March quarter on inflationary concerns |
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Private bank clients returns to slow (05 October 12:45) |
| Clients’ annual returns may fall to 5-7% in next 5 years; Citi cautious on Asia property, likes US, Taiwan stocks; private bank clients hold about 20% of portfolio in cash |
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Ask Mint Buying an insurance policy early in life is advantageous (04 October 09:17) |
| While replacing a policy, remember cancelling an existing policy may result in financial loss |
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BoM slashes home loans interest rates (30 September 02:58) |
| The new rates will be applicable for loans sanctioned between 16 September and 31 December |
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Reliance Life Insurance plans 3-5-yr policies (29 September 09:24) |
| The company is choosing its life insurance arm to focus on the health segment instead of its general insurance subsidiary because the former has a larger retail distribution network and also... |
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Transparency is most important in insurance (28 September 12:10) |
| “The fact that the regulator is strong in India is very good for the business and it will make a good environment for companies to develop” |
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On insurance Smokers may have to pay more for insurance (27 September 11:26) |
| If you have a smoking-related medical condition, the life insurance company would take that into consideration when deciding whether to offer you life insurance and the rate you should be ch... |
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Investing in a stagnant market (27 September 06:29) |
| Harish talks about the best ways of ensuring you can still invest and earn money in a stagnant and volatile equities market |
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No hike in interest rates on cards SBI chief (25 September 03:22) |
| In the recent past, the country’s largest bank has been aggressive in cutting the lending rates, especially for those buying homes and cars |
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ICICIs collection agents make way for relationship managers (22 September 11:05) |
| The move is in line with the new strategy to drive the loans business from branches rather than sales agents |
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Interest rates will not go down further Puri (21 September 09:30) |
| HDFC Bank Ltd MD and chief executive Aditya Puri says the bank is seeing a recovery in demand for itself and sees growth rate of around 20% |
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On investments (20 September 10:17) |
| You may send in your stocks and mutual funds related queries to askmint@livemint.com |
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Ask Mint It is advisable to review your insurance needs regularly (20 September 08:40) |
| When an individual is planning to invest in a life insurance plan to cover the entire risk, it may be prudent to break the amount to be invested into smaller units |
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Insurance firms will have to watch their costs regulator (18 September 11:25) |
| Irda chairman J. Hari Narayan says that he is not too worried about the losses the life insurance industry is facing as the sector has grown faster than expected |
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IRDA to issue rules ahead of insurer IPOs (18 September 03:04) |
| Insurance Regulatory Development Authority to issue rules on valuation and disclosure; first insurance IPOs expected within year |
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Valuation norms for insurance cos soon IRDA chief (18 September 11:59) |
| Indian laws currently permit insurance companies to go for IPOs only after 10 years of operation |
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Ask Mint Start planning early for your retirement (13 September 09:16) |
| Depending upon individual need and risk appetite, one can choose an insurance plan |
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Bank loans grew 141 on year to 28 Aug (11 September 06:01) |
| Deposits were up 20.5% from a year earlier, the RBI said |
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Audio story How can India reclaim money from tax havens (10 September 05:14) |
| We examine exactly how India would set about tackling the issue of reclaiming money from tax havens, how easy it will be, and what its history with such attempts has been in the past |
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Women emerging as star insurance agents (09 September 09:32) |
| Around a quarter of the total sales forcein the country’s life insurance market constitutes women |
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Insurance Irda wants agents deal for at least three years (07 September 11:16) |
| Renewal commissions are also not to be paid if the agent leaves the company before completion of five years |
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Stay invested for the full term to maximize benefits (06 September 10:54) |
| Keep in mind that when you buy a new plan, you will again incur fresh charges for the purchase |
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Proposed incentive regime MAT levy merit a relook (06 September 09:01) |
| The openness of the legislators in seeking public debate and feedback on the law is an even bigger gesture of a mindset change |
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Insurance July general insurance premium rises 14 (03 September 11:30) |
| Public sector companies had a 58.8% share in the premium underwritten in July, and private companies 41.2% |
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Irda gives 15-day free-look period for health insurance policies (03 September 05:21) |
| Within these 15 days, a policyholder can return the policy, stating the reasons for his objection, if he disagrees to any of the terms or conditions, the Irda said |
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